Total and Permanent Disability Insurance
Total and Permanent Disability (TPD) Insurance provides for you if you were to become permanently disabled due to accident or illness, and are unable to work. Total and Permanent Disability Insurance provides you with a lump sum payment, giving you the means to access the best medical and rehabilitation treatments, and providing you with financial security so you can go on making the most of your life.
Every situation will be different but a general guide can be to include:
- Enough to clear all debts
- At home caring costs
- Income replacement costs
- Medical costs
- Home renovation costs
- Property maintenance costs
Your Life & Risk Insurance Advisors
At McKenzie Ross Financial Services we tailor the advice to meet your individual needs. We deal with all the major life insurance companies in Australia and can find you the best deal for your current situation.
PRPIA Pty Ltd, (ABN 61 144 888 433) trading as McKenzie Ross, is an authorised representative of Charter Financial Planning Limited, Australian Financial Services Licensee 234665.
Need guidance on the type of commercial insurance product or service that’s best for you? Talk to our broking teams today – Call us on (03) 9691 2222
Key Benefits Of Using McKenzie Ross
High level assurance that risks are transferred where intended.
A greater understanding of the risks retained in your organisation, some of which may require alternative management methods.
A formal process of risk identification that demonstrates good corporate governance to stakeholders.
Linkage between insurance and your organisation’s overall process for risk management.
Enhanced ability for ‘insurable’ risk to be transferred to insurance markets in the best possible light by demonstrating sophistication in identification and analysis.