Public & Products Liability

Comprehensive Protection For Your Business

No matter what type or size of business you own you need to protect yourself with liability insurance and your business against the costs of compensating third parties if they suffer bodily injury or property damage for which your business is responsible. In today’s increasingly litigious world companies and other organisations are increasingly likely to find themselves held liable for accidents and events that cause injury to these third parties or damage to their property.

Risks as simple as client having an accident on your premises whilst visiting your premises to customers suffering injury whilst using your products are covered by this liability insurance policy.

Personal Injury cover includes:

  • Death, bodily injury, disease, disability and mental anguish
  • False arrest, wrongful detention and malicious prosecution
  • Wrongful evection
  • Assault or battery
  • Libel, slander, defamation of character or invasion to the right of privacy

Property Damage includes:

  • Actual physical damage to tangible property,
  • The loss of use of tangible property which has not been damaged but cannot
  • be used due to Damage to other tangible property.

Your Risk Advisor

McKenzie Ross are take a consultative approach when managing your public and products liability risk we will provide you with a comprehensive review of your liability insurance exposure and provide a tailored liability insurance solution to suit your practice’s needs.

Local Knowledge, Global Reach

McKenzie Ross has the local knowledge to transact business with all of the major Australian Liability insurers and underwriting agencies. However if adequate policy terms and conditions cannot be sourced in Australia then we can utilise our subsidiary company Prime Underwriting Australia Pty Ltd to approach the Lloyds of London insurance Market on your behalf.

Key Benefits Of Using McKenzie Ross

High level assurance that risks are transferred where intended.

A greater understanding of the risks retained in your organisation, some of which may require alternative management methods.

A formal process of risk identification that demonstrates good corporate governance to stakeholders.

Linkage between insurance and your organisation’s overall process for risk management.

Enhanced ability for ‘insurable’ risk to be transferred to insurance markets in the best possible light by demonstrating sophistication in identification and analysis.